Corazón De María (Cuenca) Group
One of the members of this group is Gladys. She has been a member of Corazón de María for four years, and over this time has established better friendship ties with all her fellow members, At the same time, the loans have allowed her to have better economic stability.
Gladys is 38 years old and married. She has four children as a result of her marriage, aged 23, 22, 17, and 14 years. Her eldest daughter is married but lives in her house and shares the household expenses. Her second and third eldest children, who are sons, are working and helping her economically. Her youngest child, a daughter, is studying at a school in the city. Her husband works as a bricklayer, and the house in which they live is their own.
Gladys spends her time doing the household chores, but to contribute to her household’s economy she has been washing other people's clothes for six years. There are also days when she is called to work as a day labourer, and she breeds guinea pigs and chickens at home.
She is going to invest her new loan in purchasing chickens and animal feed.
Her goals are to make a larger chicken shed and grow in this business.
Una de las socias de este grupo es la Señora. Gladys, es una socia que se encuentra en el grupo de crédito Corazón de María desde hace 4 años, en todo este tiempo ha establecido mejores lasos de amistad con todas sus compañeras, al mismo tiempo que los créditos le han permitido tener una mejor estabilidad económica.
La Señora Gladys tiene 38 años de edad, está casada y fruto de su unión conyugal ha concebido 4 hijos de 23, 22, 17 y 14 años de edad, su primera hija es casada vive en su casa compartiendo los gastos del hogar, su segundo y tercer hijo están trabajando y le ayudan económicamente, su última hija estudia en un colegio de la ciudad. Su esposo labora como albañil, la casa en la que viven es propia.
Doña Gladys se dedica a los quehaceres de su casa, pero para aportar a la economía de su hogar desde hace 6 años se dedica lavar ropa ajena, también hay días que le llaman para que labore como jornalera y en casa cría cuyes y pollos.
Su nuevo crédito va a invertir en la compra de pollos y en alimento para sus animales.
Su meta es hacer un galpón de pollos más grande y crecer en esta actividad.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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