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Heidy Maria
Heidy is a hard-working 23-year-old young woman. She works at a casino as a personal recruitment and selection specialist. At night, she goes to school as she works toward a Law degree. This loan is to buy an iPad so she can improve her school research and be caught up in her field of study every day, which is a priority for her.
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Heidy es una jovencita trabajadora a sus 23 años labora para un casino bajo el cargo de especialista de reclutamiento y selección de personal, por las noches estudia su carrera universitaria, una Lic. en Derecho, este crédito que solicita es para poderse comprar un Ipad que le permita hacer mejor sus investigaciones de estudios y estarse actualizando cada día en el ámbito de su carrera lo cual es de prioridad para ella culminarlo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 124
    View loans »
    Nicaragua Loans Fundraising
  • $24,557,075
    Funds lent in using Kiva
  • 25.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Heidy Maria to buy and iPad to improve her education.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 10, 2013
Sep 20, 2013
Currency Exchange Loss:
Aug 17, 2014