San Cristobal De Aparquilla Group
Update on San Cristobal De Aparquilla GroupThe members belong to the “San Cristóbal de Aparquilla” communal bank located in Anta District belonging to Anta Province and Cusco Department.
María’s 51-years-old, married and mother of six children. She works in her business raising animals to sell. She has guinea pigs and pigs that she raises and fattens up to then sell in various street markets. She supports her children by means of this small business. She likes to move ahead in her free time and her dream is to own a locale in which to sell her pigs and guinea pigs. She’s asking for the loan to buy piglets and guinea pigs. She thanks those who share her dream by this means and commits to make her payments as scheduled.
The other members sell pigs, sell chicha [corn-based traditional beverage], run grocery store and work in agriculture.
The members in the photo attached to the group photo took their photo afterwards because they asked permission due to work.
La socia es la Sra. Maria ella es casada y tiene 51 años y tiene 6 hijos; La socia trabaja en su negocio de venta y crianza de animales, la socia cría las chanchos y cuyes los hace crecer y engordar y luego los vende en las diferentes ferias,por medio de estos pequeño negocios la socia saca adelante a sus hijos,en sus tiempos libres a la socia le gusta salir adelante, el sueño de la socia es tener un local donde pueda vender los chanchos y cuyes. La socia solicita el crédito para comprar chanchos y cuyes.
Los socios que estan pegados a la foto grupal se les tomo después la foto porque pidieron permiso por motivos de trabajo.
Los otros socios se dedican al negocio de venta de chanchos, negocio de venta de chicha, negocio de tienda de abarrotes y negocio de agricultura.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Previous Loan DetailsThese members belong to a communal bank called "San Cristobal of Aparquilla," located in Anta District, Anta Province in the department of Cusco. This member is Cirila, who is 52, in a common law marriage, and has 3 children. She alternates her day-to-day activities with her grocery store… More from San Cristobal De Aparquilla Group's previous loan »
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Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid