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Maria Isabel
Maria Isabel, who is 50 years old, is visionary, enterprising, and very combative. She has applied these traits up to the present as a merchant and farmer, cultivating coffee, beans, corn, christophenes, cassava, and orchards of plantains and bananas. She also has a small farmyard with farm fowl for sale. In this way she can generate greater income for her family and contribute to the household economy. Of her 5 children, 4 are married: only one minor child lives with her and her husband and is still involved in his parents' different rural activities. Maria's coffee fields are located some 15 kilometers from her home, requiring her to go by bus.

Maria's goals are to expand her cultivation of coffee and her orchards, cultivating 1 1/2 manzanas of land, in order to obtain a larger and better production of coffee and plantains to sell at competitive prices in the market. In this manner, she will be able to contribute to the household economy, helping her husband with the different household expenses, including food, clothing, medicine, etc., for the wellbeing of her children and family. That's why she is approaching the COMIXMUL cooperative, seeking financing to purchase fertilizers, manure, and insecticides, among other inputs for her project.
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Doña María Isabel tiene una edad de 50 años, visionaria, emprendedora y muy luchadora la cual se desempeña hasta hoy en día como comerciante y agricultora cultivando café, frijoles, maíz, pataste, yuca, huertas de plátano y banano. Ella también tiene una pequeña granja de aves de corral para venta ya que de esa manera también ella puede generar mayores ingresos para su familia y contribuir a la economía de su hogar. De sus 5 hijos 4 ya están casados y solo el menor vive con ella y su esposo el cual se involucra en las diferentes actividades de campo en compañía de sus padres. Sus cultivos de café están ubicados a una distancia de 15 kilómetros de su casa de habitación a la cual se traslada en bus.

Sus metas son las de poder extender sus cultivos de café y huerta cultivando una manzana y media más de tierra para obtener una mayor y mejor producción de café y plátano y venderlos a precios competitivos en el mercado. De esa manera ella podrá contribuir a la economía de su hogar apoyando a su esposo en los diferentes gastos del hogar como alimentación, vestimenta, medicinas, etc. para el bienestar de sus hijos y su familia. Por lo que ha solicitado a la cooperativa COMIXMUL un financiamiento con el cual pueda comprar fertilizantes, abono, insecticidas entre otros para su proyecto

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 85
    View loans »
    Honduras Loans Fundraising
  • $8,841,950
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Isabel buy agricultural inputs for her expanded coffee and plantain crops.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Sep 12, 2013
Listed
Sep 20, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014