When she was a young girl, she learned to work the land. Agriculture is a tradition in her family, and she acquired the knowledge for farming through her parents, who grow coffee and raise livestock. In the company of her husband and two of her children still living at home, she maintains her coffee by cleaning, pruning, and applying fertilizers, insecticides, and manure to her crops. This keeps her crops healthy and protected from pests and plant diseases, like la roya [coffee rust]. The land where she works with her family is located 2 km from her home. They generally travel to and from the farm every day by walking or by horse.
Her future plans are to grow her farm, thereby strengthening the inheritance she will have to eventually offer her children. She hopes that each of her children will inherit a parcel of land where they can build their homes or continue with farming. In this way, they can have a means of income and build a dignified house for both their children and grandchildren.
For these reasons, she is requesting financing in order to purchase farming supplies for her coffee crops. She will buy items like manure, special coffee fertilizer, and other fertilizers that will help her crops.
Sus planes a futuro son los de poder ampliar más su tierra fortalecer el patrimonio para sus hijos heredando a cada uno de ellos una parcela de tierra para que puedan construir sus hogares o seguir con la agricultura ya que de esa manera ellos fortalecerán la economía de sus hogares, construirán un techo digno para sus hijos y nietos. Por lo que ella hoy en día solicita un financiamiento para la compra de insumos agrícolas para sus cultivos de café como abono, formula cafetalera, fertilizantes para dar asistencia a los mismos.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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