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Maria Abelina
Maria Abelina, 31, is a homemaker and farmer. She has four children who are all in various grades of primary school. She is married and works by farming potatoes to sell and earn income for her family. She also grows corn and beans to sell sometimes. Her main objective is to farm for consumption due to the high prices of these items on the market. For many years, she has farmed potatoes because her parents taught her how to work the land from an early age. This is her family's primary commercial activity. She completed one grade of primary education, which is thanks to her parents' help. Her biggest challenge is getting a great harvest to sell every season. There are factors such as rain, plagues, and other events that can damage her crop and make her lose the whole harvest.

Her plans for the future are to earn a good income at the end of the harvest so she can reinvest part of her earnings into her crops. She also wants to invest in her home because it needs improvements including the floor, crack repair, and a safer roof. This will improve her quality of life and give her children a better environment. This is why she is currently requesting a loan from COMIXMUL. With the loan, she will buy the supplies necessary to make sure her crops have nutrients so they can develop and grow.
View original language description ↓
Doña María Abelina tiene una edad de 31 años de edad ama de casa y agricultora madre de 4 hijos los cuales están en diferentes grados de educación en la primaria. Ella es casada y se ha dedicado al cultivo de papa para poder vender y generar ingresos para su familia y hogar y también maíz y frijoles pero esto en ocasiones para la venta ya el objetivo final es para consumo debido a los altos precios en el mercado del mismo. Por muchos años ella se ha dedicado al cultivo de papa ya que fueron sus padres quienes le enseñaran a trabajar la tierra a muy temprana edad por lo que este rubro es la actividad económica principal de su familia. Ella tiene un grado de educación primaria completado el cual gracias al apoyo por parte de sus padres pudo culminar. Pero su mayor desafío es el de poder obtener al final de cada cuatrimestre una excelente cosecha para su venta ya que hay factores como las lluvias, plagas entre otros que pueden deteriorar sus cultivos y hacer perder una cosecha completa.

Sus planes a futuro son los de obtener excelentes ingresos al final de la cosecha poder re invertir parte de sus ganancias en sus cultivos como también en su casa de habitación ya que necesita mejoras como el piso, repello y un techo más seguro de esta manera ella podrá mejorar su condición de vida haciendo para sus hijos un ambiente más digno. Por lo que hoy en día ha solicitado a la cooperativa COMIXMUL un financiamiento con el cual pueda comprar los insumos necesarios para evitar que sus cultivos de papa carezcan de nutrientes que las hagan desarrollar y fortalecerse.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 37
    View loans »
    Honduras Loans Fundraising
  • $7,989,275
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $800 helped Maria Abelina to buy agricultural supplies for farming potatoes.
80% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Sep 17, 2013
Listed
Sep 19, 2013
Currency Exchange Loss:
Possible