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Francisco Antonio
Francisco, 40 years old, only studied until the first grade. He did not continue because it was too difficult for his parents to send him. He is in a relationship, and his partner makes a living through domestic work. They have four children, and three of them live in their house, of which two are studying in the seventh and ninth grades in the community school.

All of his life, he had dedicated himself fully to agriculture. He learned to work the land since he watched his father do so and began to sow small parcels. With time, he dared to sow more and more. Sometimes, he does bricklaying work in the area, which generates some profits. To get to his land where he sows corn, he walks about 15 minutes, sometimes accompanied by his oldest son.

The loan that he is requesting is to buy compost and pesticide, since he sows 10,500 square meters of corn. Furthermore, he has a small parcel of land for banana and plantain crops, and he needs to purchase fertilizers.

He hopes to generate profits that allow him to cover the basic necessities in the home and continue paying for his children’s studies. In the future, they want to increase the land for the plantains to generate extra income from the sale of the crop’s leaves.
View original language description ↓
Francisco de 40 años, solamente estudio hasta 1° grado, no continuo porque para sus padres se les hacia demasiado difícil poderlo mandar, está acompañado y su pareja se dedica a los oficios domésticos y tienen 4 hijos y 3 de ellos viven en su casa, de los cuales 2 estudian 7° y 9° grado en la escuela de la comunidad.

Toda su vida se ha dedicado de lleno a la agricultura, aprendió a trabajar las tierras ya que manifiesta que miraba su padre hacerlo y comenzó a sembrar pequeñas parcelas y con el tiempo s atrevió a sembrar cada vez más. En ocasiones hace trabajos de albañil en la zona, el cual genera algunas ganancias. Para llegar, a su terreno donde siembra maíz camina, aproximadamente 15 minutos acompañado en ocasiones de su hijo mayor.

El préstamo que esta solicitando, es para comprar abonos y pesticidas; ya que siembra 10,500 metros cuadrados de maíz, además tiene una pequeña parcela del cultivo de guineos y plátano y necesita para la compra fertilizantes.

Espera generar ganancias, que le permita cubrir las necesidades básicas del hogar y seguir dándole el estudio a sus hijos, en un futuro desean ampliar la parcela de los plátanos; para generar un ingreso extra en la venta de hojas del cultivo.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 610
    View loans »
    El Salvador Loans Fundraising
  • $22,169,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Francisco Antonio to buy compost and pesticides, since he sows 10,500 square meters of corn; furthermore, he has a small parcel of land for banana and plantain crops, and he needs to purchase fertilizers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 3, 2013
Listed
Sep 19, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2014