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Shishoza Cb Group
In this Group: Brigitte, Anonciata, Marie Agnes, Vestine, Verena, Alphonsine, Noella, Immaculee, Pelagie, Esperance, Jean Baptiste, Adrie, Mathilde, Marie Chantal, Dorcas, Placidie, Evariste, Pierre, Costasie, Vestine, Jean Pierre
Anonciata is 44 years old. She is a widow with two children aged between 18 and 20. They all go to school.

Anonciata is group leader of Shishoza Group, which means Focused Group in English. Anonciata sells foodstuffs and has been running the business for the past ten years.

With the loan, she would like to buy more beans and cooking oil to sell. All the group members sell different merchandise and they aim to upgrade their business. Anonciata plans to use the profits to build a house. The entire group intends to build strong businesses for their future.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Rwanda

  • $1,700
    Average annual income
  • 62
    View loans »
    Rwanda Loans Fundraising
  • $15,230,850
    Funds lent in using Kiva
  • 653.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Shishoza Cb Group's $3,175 loan helped a member to buy more beans and cooking oil to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 10, 2013
Sep 26, 2013
Currency Exchange Loss:
Feb 17, 2014