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Ranj's Group
In this Group: Ranj, Dyari
Dyari is a member of this group from Iraq. Dyari is 33 years old, married and has two children. Dyari is a veterinarian; he has five years of experience in this job.

Dyari has a smart 8-year-old boy named Zhyar, who always gets high grades in school. He is studying in a private school. The annual tuition for the school is very expensive. Every year the family faces the problem of making ends meet at the beginning of the school year for the additional expense that is needed to cover the fees, school uniform and books. With this loan, now they can accommodate all these expenses and continue to give him the best education possible.

He is requesting a loan to pay for his son's tuition fees and other school expenses. Zhyar loves traveling and airplanes, and his dream is to become a pilot.

The story of Zhyar is just one of the many examples of Izdiharona Economic Development clients who are able to get a better education. They preferred to have their faces altered for cultural reasons.

Additional Information

More information about this loan

This loan is part of Izdiharona's education program, designed to finance school tuition and other expenses for primary and secondary school students whose families have low incomes. Funds can be used for partial or complete payment of school expenses. By supporting this loan, you're enabling access to education for students with limited options.

About Izdiharona for Economic Development

Izdiharona for Economic Development (Izdiharona) is a nonprofit organization in Iraq that provides financial assistance to small and medium enterprises in need of capital so they can develop their businesses and train their staff. Founded in 2008, it currently operates ten branch offices throughout Iraq in the provinces of Baghdad, Babil, Basra, Karbala, Messan, Sulaymaniyah and more. Kiva lenders’ funds are used to provide education, startup, green, and youth loans, as well as interest free loans to the ultra poor and loans that support income generating projects for women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Iraq

  • $7,100
    Average annual income
  • 0
    View loans »
    Iraq Loans Fundraising
  • $9,342,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Ranj's Group's $6,000 loan helped a member to pay for his son’s education.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 9, 2013
Sep 26, 2013
Currency Exchange Loss:
Oct 17, 2014