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João is 29 years old and a teacher. He's married and has a daughter who studies. He supports his brother who lives with another family.
With the amount of the loan he intends to purchase cement, windows and sand, to plaster his house and to build part of the surrounding wall.
His plans for the future are to finish the construction work and the wall, acquire a vehicle for family use and make his marriage official.
He states that he likes the services provided by the institution because they help many people, and there are things that he couldn't afford on his salary alone. He also states that he'll repay the loan in a timely fashion.
View original language description ↓
O senhor João é professor, tem 29 anos é casado tem 1 filha que estuda e sustenta um irmão que vive com os outra familia.
Com o valor do crédito pretende comprar cimento, janelas, areia, e rebocar a sua casa e fazer parte do muro de vedação.
Para o futuro tem como planos terminar sua obra e muro adiquirir uma viatura para uso familiar e oficializar o casamento.
Diz que gosta dos serviços oferecidos pela instituição pois ajuda muita gente e ele próprio tem coisas que só com seu salário não iria conseguir e que irá pagar pontualmente.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 42
    View loans »
    Mozambique Loans Fundraising
  • $2,854,625
    Funds lent in using Kiva
  • 29.9
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Joao to purchase cement, windows and sand, to plaster his house and to build part of the surrounding wall.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 10, 2013
Sep 19, 2013
Currency Exchange Loss:
Oct 17, 2014