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This is Merita who has been in an agricultural type of activity for almost eight years now. She hasn’t been photographed next to her business, though, because she felt uncomfortable being in dirty clothes and having messy hair. Kindly note that it is traditional in rural Albania for people to dress up in their best outfits; a photo is very important to them. So, according to her, Merita is in her best outfit here, and being dressed as such, she could not go to the fields for the picture because she would get dirty.

Merita is married and only thirty years old and has two children, 11 and 5. She wants to buy onion and potato seeds for planting. The region where she resides is known for producing the highest quantity and the most delicious red onions in Albania.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 26
    View loans »
    Albania Loans Fundraising
  • $2,671,075
    Funds lent in using Kiva
  • 105.0
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Merita to buy onion and potato seeds for planting.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 18, 2013
Oct 1, 2013
Currency Exchange Loss:
Oct 17, 2014