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Sok Hour
Sok Hour dreams of becoming an Engineer. Sok Hour is going to attend the university of engineering next month. He expects to graduate in 2018, but without a loan, he is unsure how he will be able to continue to afford his education.

Currently, Sok Hour is employed in the government military. With his current salary, he cannot support his study. Therefore, Sok Hour requests a loan of $5,535 to pay for his five years tuition fee, while his current salary is used for his daily expenses and study materials. With the degree, he hopes that he will get a high paying job.

Additional Information

More information about this loan

This loan is part of KREDIT’s higher education program, targeted to poor, low-income, and middle-income students who would otherwise not have the means to attain a higher education. With Kiva funding, KREDIT has designed a new product to cater to the needs of students.  KREDIT believes that all students, regardless of income, should have educational opportunities and sees developing human capital as vital to Cambodia’s future.  

Please be advised that this loan may carry a grace period while the student is in school that could lengthen the repayment term. Please refer to this loan’s repayment schedule before lending.


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.


About Cambodia

  • $2,600
    Average annual income
  • 269
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $5,550 helped Sok Hour to pay for his five years tuition fee.
100% repaid
Repayment Term
62 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Sep 26, 2013
Currency Exchange Loss:
Sep 20, 2014