Betty lives in Likoni, Kenya. She is 30 years of age and she is married with three children. All her three children attend school. She has been in the business of selling clothing for more than five years, and this business is the sole income earner for her. She knew about Milango through a friend and advertisements, and now she seeks a loan to buy five bales of secondhand clothes to sell. The major challenge in her business is the competition from other traders. The extra income she will raise will help her educate her children and improve her standard of living.