Siniva is a 35-year-old woman who is married with 6 children. She has a small business operating taxi services. She has 2 years with this business. She needs a loan to buy car brakes, seat covers, new tires and pay for a taxi registration renewal. She will use her profits to support her family. Siniva joined SPBD in 2013 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.