Tina is 41 years old and married with 2 children. She owns and operates a small store, selling items such as sugar, rice, salt, onions, etc. She has been doing this for 2 years. Tina needs a loan to buy bags of rice, flour, sugar and salt, onions, tinned fish, tomato sauce, noodles, toilet paper, snacks, cigarettes and crates of Vailima (brand) beer. She hopes to use her profits to expand her business. She became a member of SPBD in 2013 to gain access to capital for her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.