Ioana is 32 years old and single with no children. She makes and sells elei printed material to earn a living and has been doing this for four years. Ioana has requested a loan to buy fabric paint, brush, rollers, material, and elei carved designs. She plans to use her profits to pay for her family's weekly expenses. She joined SPBD in 2011 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.