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Melrose is 37 years old and married with four children.

Melrose works hard to provide for her family. She runs a general store in the Philippines and requested a PHP 18000 loan through NWTF to purchase additonal items to sell like chips, soft drinks, bread and biscuits.

Melrose has borrowed and repaid six loans from NWTF before this loan. She has been running the general store for five years and also earns an income from buying and selling charcoal.

Melrose aspires to save enough money so she could afford to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1630
    View loans »
    Philippines Loans Fundraising
  • $60,717,100
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Melrose to purchase additonal items to sell like chips, soft drinks, bread, and biscuits.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Sep 26, 2013
Currency Exchange Loss:
Mar 17, 2014