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Arsen is a young agronomist from the village of Jrashen of the Ararat region. He lives with his parents and school-age sister.

Arsen breeds a livestock of cows and piglets. He is also involved in cultivation of grass, apricots, and figs. Arsen's mother and sister make dry fruit of apricots, which is a very high-demand product nowadays. Livestock breeding and horticulture are the only source of the family's income.

As the autumn is progressing, Arsen needs to buy some forage for his livestock. Besides, the roof of the barn is currently in poor condition and needs to be renovated. A loan of US$ 3,000 will be a huge support to this young farmer and his family. It will enable him to renovate the roof of the barn and to purchase some forage for the livestock.

Arsen will be thankful to all the lenders for their good will in supporting him to maintain his agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,400
    Average annual income
  • 123
    View loans »
    Armenia Loans Fundraising
  • $12,892,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Arsen to renovate the roof of his barn and to purchase some forage for his livestock.
73% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Sep 26, 2013
Currency Exchange Loss: