Sol Naciente Group
The loan they’ll take out will benefit small micro businesswomen like Zulma. She states that she’s been part of Pro Mujer for six years having joined thanks to an invitation from a friend who is a member of the institution. At present, she has a liquor store. She learned the business from a former tenant she had at home who was in the same business. When he left, she decided to continue with the same business.
The loan she’ll take out now is to increase capital. She’ll buy liquor from wholesalers in the city of El Alto and then sell it in her sales space. This way of working makes it possible for her to generate income to support her home as possible for she’s single and has two children. When asked what she likes about Pro Mujer, she answers the credit training and the health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Zulma es integrante, ella indica que hace seis años que integra Pro Mujer, ingresando por invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de licorería; este negocio lo emprendió de un inquilino anterior que tuvo en su casa, que realizaba el mismo negocio, cuando este se fue decide seguir con el mismo negocio.
El crédito que ahora sacará es para el aumento de capital (compra de licores) que adquirirá de las agencias mayoristas de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en créditos y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
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