6 De Marzo Group
The loan they are taking out will benefit small business owners such as Marcelina. She has been a member of Pro Mujer for eight months, having joined by invitation of her sister-in-law, who is a member of the institution. Marcelina currently has a sewing workshop business. She started this business when she got married, as her husband knew various sewing techniques and they decided to start a sewing workshop in their home in order to have a family business.
The loan she is taking out is to increase capital (buying fabric), which she will acquire wholesale in shops in the city of El Alto, and subsequently to make things to sell as requested by her customers. This kind of work allows her to generate resources to maintain her home as much as possible, as she is married and has five children.
When you ask her what she likes about Pro Mujer, she responds that she likes the loans and the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Marcelina es integrante, ella indica que hace ocho meses que integra Pro Mujer, ingresando por invitación de su cuñada que es socia de la institución. En la actualidad ella tiene un negocio de taller de costura; este negocio lo emprendió cuando se cazó, ya que su esposo sabía técnicas de costura, deciden juntos establecer un taller de costura en su domicilio y contar con un negocio familiar.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las tiendas de la ciudad de El Alto, por mayor, y posteriormente a la elaboración lo comercializará a pedido del cliente. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los créditos y los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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