This loan will benefit the businesses in the group of which Silveria is a member. Silveria tells us that she started with Pro Mujer eight years ago after one of the organisation's assessors went to visit her at her home. Silveria currently has a business selling meals. She started this business a few years ago after seeing that this was profitable work.
Silveria will use this loan to increase her working capital by buying rice, oil and pasta. She will buy these products in shops in the city of El Alto and use them to prepare the meals to sell at her stall. This type of work has allowed Silveria to earn an income to support her household. Silveria is married and has three children.
When asked what she likes about Pro Mujer,Silveria tells us that she likes the health advice and training that is given.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Silveria es integrante, ella indica que hace ocho años que integra Pro Mujer, ingresando por invitación de una asesora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de comida; este negocio lo emprendió hace varios años al observar en el mercado que este negocio es muy comercial.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, aceite y fideo) que adquirirá de las tiendas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y las capacitaciones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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