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Señor De Lagunas Group
In this Group: Maxima, Rosmilda, Aida , Jesusa, Lourdes Magali, Gregoria , Martha , Nemesia Faustina
The “SEÑOR DE LAGUNAS” communal bank is in their eleventh cycle with Pro Mujer as part of the Los Andes regional office. It is made up of eight members, lead by a Board of Directors, with Máxima as President. The members have a variety of business amongst which are: the sale of slippers, the sale of "chuño (dried potatoes), cell-phone sales, selling jewellery, the sale of chickens, sewing blankets, and selling hardware. The loan will help all these micro-entrepreneurs.

Máxima says that she has been a member of Pro Mujer for fifteen years, joining on the invitation of her father who was also a member of the institution. Currently she has a business selling potatoes. She says she learned the business from her sister who sells the same product. She started selling with a capital of 100 BOB. This was amplified by the loans that she's received through pro Mujer.

The loan that Máxima is currently requesting is to increase her capital (buying potatoes) which she buys at the traditional markets, wholesale, in the department of La Paz. She then sells them in her commercial space. This allows her to generate the resources needed to support her family. She is married and has five children. When asked what she liked about Pro Mujer her reply was that she liked the loans and the saving.
View original language description ↓
La A.C. “SEÑOR DE LAGUNAS” iniciará el décimo primer ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Máxima es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de chinelas, venta de comida, venta de chuño, venta de celulares, venta de joyas, venta de pollo, tejido de mantas, venta de ferretería.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Máxima es integrante, ella indica que hace quince años que integra Pro Mujer, ingresando por la invitación de su padre que es socio de la institución. En la actualidad ella tiene un negocio venta de papa; da a conocer que este negocio lo aprendió de su hermana , quien comercializaba el mismo producto, cuenta que al iniciar la venta inicio con un capital de 100:- mismo que fue ampliando con los créditos que realizó en Pro Mujer

El crédito que ahora sacará es para el aumento de capital (compra de papa) que adquirirá de las ferias tradicionales, por mayor, del departamento de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene cinco hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y el ahorro.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 100
    View loans »
    Bolivia Loans Fundraising
  • $29,481,750
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De Lagunas Group's $5,150 loan helped a member to buy potatoes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 28, 2013
Listed
Sep 18, 2013
Currency Exchange Loss:
Covered
Ended:
Feb 17, 2014