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Omar Moises
Omar, 31, is an enterprising, married man with two children who are 7 years and 10 months old. His business for the last three years has been a grocery store and selling cosmetics in general via catalog. His wife manages the grocery store and another person in particular sells the cosmetics. He’s been a client of the institution for a year and needs the loan to pay cash for stock cosmetics like perfume, lotion, makeup, shampoo, deodorant and creams and to buy basic grains like rice, beans, sugar, oil, soft-drinks, juice, etc. for the grocery store.
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Omar es un hombre emprendedor de 31 años de edad, casado, con dos hijos de 7 años y 10 meses, su negocio es una pulpería, venta de cosméticos por catálogos y generales desde hace 3 años, su esposa atiende la pulpería y una persona particular le vende los cosméticos, tiene 1 año de ser cliente de la institución, el crédito lo requiere para comprar inventario de cosméticos al contado como perfumes, lociones, maquillajes, shampoo, desodorantes, cremas. Y granos básicos para la pulpería como arroz, frijoles, azúcar, aceite, gaseosas, jugos, etc.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 25.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Omar Moises to pay cash for cosmetics and to buy stock merchandise for the grocery store.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 23, 2013
Sep 27, 2013
Currency Exchange Loss:
Apr 16, 2014