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La Confianza En Dios Group
In this Group: Margarita Del Carmen, Guillermina Del Carmen, Leonardo Jose
This is a group of three successful micro entrepreneurs. Leonardo, 53, is one of them. He’s married and his business for the last six years has been selling motorcycle spare parts. He’s been a client of the institution for a year. He’s asking for a loan to buy stock merchandise like bulbs, batteries, grills, braces, bars, etc.

Guillermina, 46, sells tortillas and new clothes and Margarita has had a home-based grocery store for 31 years.
View original language description ↓
Grupo formado por tres socios microempresarios exitosos uno de ellos es Leonardo de 53 años de edad, casado, su negocio es la venta de repuesto de motos desde hace 6 años. Tiene de ser cliente de la institución 1 año. El crédito lo solicita para comprar inventario de repuesto como focos, baterías, parrillas, monturas, barras. Guillermina tiene 46 años de edad su negocio es la venta de tortillas y ropa nueva, Margarita tiene 31 años su negocio es una pulpería ubicada en su domicilio.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,073,225
    Funds lent in using Kiva
  • 25.5
    Nicaragua Cordobas (NIO) = $1 USD
A portion of La Confianza En Dios Group's $1,425 loan helped a member to buy stock merchandise.
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 23, 2013
Sep 27, 2013
Currency Exchange Loss:
Oct 27, 2013