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Primavera Group
In this Group: Elsa, Elvira, Daniela, Mario, Sonia, Eusebia Zenobia, Gladys , Juana
The Communal Bank “Primavera” (Spring) is in its 26th loan cycle with Pro Mujer as part of the Los Andes Community Center. This group consists of eight members and is led by a Board of Directors in which Sra. Elsa is the president. The members of this Communal Bank engage in different businesses such as selling skirts, selling sweaters, selling regular and freeze-dried potatoes, performing metal work, selling vegetables, selling potatoes, selling sweatshirts, and selling jackets.

This loan will benefit small entrepreneurs such as Sra. Elsa. She says that she joined Pro Mujer a year ago after receiving an invitation from a friend who is a member of the organization. Elsa currently has a business of selling skirts. She became familiar with this business after a friend taught her how to manufacture skirts. Eventually she decided to establish her own workshop and retail space.

The loan she is receiving now will be used to increase her capital for buying fabric. She will acquire her materials in bulk at the traditional fairs and then use them to make her products from her retail space. Working in this manner enables her to generate income to sustain her family. Elsa is single and has three children.

When asked what she likes about Pro Mujer, Elsa said that she enjoys the savings, the loans, and the health services.
View original language description ↓
La A.C. “PRIMAVERA” iniciará el vigésimo sexto ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Elsa es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de faldas, venta de chompas, venta de papa y chuño, cerrajería, venta de verduras, venta de papa, venta de busos, venta de chamarras.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Elsa es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio venta de faldas; da a conocer que este negocio lo aprendió de su amiga quien le enseño a realizar la costura de faldas, posteriormente decide establecer su propio taller y su espacio de venta.

El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las ferias tradicionales, por mayor, y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es soltera y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro, los créditos y el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 113
    View loans »
    Bolivia Loans Fundraising
  • $29,167,650
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Primavera Group's $3,000 loan helped a member to buy fabric for making skirts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 26, 2013
Listed
Sep 26, 2013
Currency Exchange Loss:
Covered
Ended:
Mar 17, 2014