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Roxana Jackeline
Roxana Jackeline, 32, lives in her own house with her two children, a 13-year-old girl and a 12-year-old boy. She works selling clothes via catalog. She’s a very hardworking, responsible, bold woman who knows how to take advantage of every opportunity that presents itself. For Roxana, her home and family are very important.

Some time ago the need arose to make some home improvements for more comfort. She wants to install a brick floor in the bedroom and she also wants to cement the patio to avoid dust and be able to keep the house cleaner. She’d like to start the project as quickly as possible but due to the lack of economic resources she can’t cover the cost. This is why she decided to ask FUSAI for a loan that will make it possible for her to buy floor bricks, cement and sand, among others. Roxana Jackeline feels very happy with the support and commits to repay the loan.
View original language description ↓
Roxana Jackeline de treinta y dos años de edad vive junto a sus dos hijos, una niña de trece años y un niño de doce años en casa propia. Ella se dedica a la venta de productos por catalogo, venta de ropa, es una mujer muy trabajadora, responsable, y muy audaz, sabe aprovechar cada oportunidad que se le presenta, para Roxana es muy importante su familia y el hogar, desde hace algún tiempo surgió la necesidad de realizar unos arreglos a la vivienda para mayor comodidad, desea colocar ladrillo al piso de la habitación y también quiere encementar el patio, para evitar el polvo y así mantener más limpia la casa, quiere empezar con el trabajo lo más rápido posible pero debido a sus escasos recursos económicos, no puede costear los gastos por eso decidió solicitarle a FUSAI un crédito que le permita comprar ladrillo de piso, cemento, arena, entre otros. Roxana Jackeline se siente muy contenta con la ayuda y se compromete a cancelar la deuda.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

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About El Salvador

  • $4,900
    Average annual income
  • 583
    View loans »
    El Salvador Loans Fundraising
  • $24,026,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Roxana Jackeline to buy building supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 16, 2013
Listed
Sep 18, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013