14 De Junio Group
The loan they’ll take out will benefit small micro businesswomen like Beatriz. She states that she’s been part of Pro Mujer for two years having joined thanks to an invitation from one of the institution’s advisors that visited her at home. She currently has a business selling fruit and she makes it known that she learned the business from her mother who she helped with the same kind of business. When she started to live with her spouse she decided to go into business for herself.
The loan she’ll take out now is to increase capital. She will buy fruit in traditional street markets at wholesale and then sell it in her stand. This way of working makes it possible for her to generate income to support her family since she’s in a common law relationship and has a son. When asked what she likes about Pro Mujer, she answers the credit and the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Beatriz es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio venta de frutas; da a conocer que este negocio lo aprendió de su madre, a quien colaboraba en el mismo negocio, cuando empezó a convivir con su pareja decide tener su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de fruta) que adquirirá de las ferias tradicionales, por mayor, y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella vive en concubinato y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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