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After graduating from college, Dila decided to move to Los Angeles and find a job. Dila found a job, but she quickly realized something was not right. Dila knew that she was an entrepreneur at heart, and she had always dreamed of starting her own business. She started working as a freelance deejay, but being a female, she was constantly faced with challenges because audiences were skeptical as to how good she could actually be. These challenges, coupled with the fierce competition she faced from others, got in the way of Dila’s goal of becoming a professional deejay. She jumped back into the job market, but still held onto her dream of one day becoming her own boss.

A couple of years ago, Dila began to help her friend with her spray tan business. She would occasionally assist in providing in-home spray tan services for customers who preferred to tan in the privacy of their own homes. After doing this work several more times, she found it very interesting and most importantly, with this job she was at an advantage as a female because most of her clientele were women. Over the next couple of years, Dila gained experience and built a solid customer base.

She has now decided that it is time for her to start her own sun spray tan business. Her goal is to own her own tanning salon and become a successful entrepreneur. A $2,500 Kiva loan will help her attain the required licenses and capital needed to purchase the equipment and material to start her business.

Additional Information

More information about this loan

This loan has been made in collaboration with CAMEO(California Association for Micro Enterprise Opportunity) in order to build microlending capacity in California. In this partnership, CAMEO serves to support California microlenders, such as Fresno CDFI, throughout its partnership with Kiva. CAMEO’s mission is to grow a healthy, vibrant, thriving environment for all entrepreneurs and start-up businesses by advancing the work of its statewide member network.

About Pacific Asian Consortium in Employment

Pacific Asian Consortium in Employment (PACE) is a large nonprofit community development organization based in Central Los Angeles, California. Founded in 1976, PACE offers training to low-income individuals and families to help them meet the challenges of employment, education, housing and business development.

Kiva lenders’ funds are used to support even more people, especially those who attend training sessions but who PACE is unable to serve because of capital constraints. The funds are also used to ease the organization’s loan collateral requirements.


About United States

  • $54,800
    Average annual income
  • 17
    View loans »
    United States Loans Fundraising
  • $12,447,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD