Otro Dia Group
This loan will benefit small business owners such as María. She joined Pro Mujer six years ago by invitation from one of the institution's promoters, who visited her at home. She currently has a business selling fruit. She says that she took on this business when her grandmother died and she inherited the stall and the business. This business helps her family.
She will use this loan to increase her working capital by buying wholesale fruit from the traditional markets. She will later sell this fruit from her sales point. This type of work allows her to generate an income to support her family, as she is in a common-law marriage with two children.
When asked what she likes best about Pro Mujer, she says that she likes the health workshops and the loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María es integrante, ella indica que hace seis años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio venta de frutas; da a conocer que este negocio lo adquirio al fallecer su abuela, adquiriendo el puesto y el negocio por herencia, lo que en la actualidad ayuda a su familia.
El crédito que ahora sacará es para el aumento de capital (compra de fruta) que adquirirá de las ferias tradicionales, por mayor, y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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