Rosas Lindas Group
The loan they are seeking will benefit small businesswomen such as Sra. Lidia. She joined Pro Mujer two years ago at the invitation of her sister-in-law who is a member of the institution. She currently runs a corner store. She started it five years ago as it was the only business where she could stay at home to care for her daughters and earn money at the same time.
The loan money will be used to buy merchandise such as rice, oil, and sugar from the stores in the town of El Alto and then sell in her own store. This work enables her to earn money for her family as she is married and has three daughters.
When Lidia is asked what she most likes about Pro Mujer, she replies that she likes the flexible loan system.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lidia es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de su cuñada que es socia de la institución. En la actualidad ella tiene un negocio de tienda de barrio; este negocio lo emprendió hace cinco años atrás al observar que era el único negocio donde podía estar en casa cuidando a sus hijas y al mismo tiempo generando recursos económicos.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, aceite, azúcar) que adquirirá de las tiendas de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijas.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito ágil.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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