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Las Caprichosas Group
In this Group: Gertrudis, Cynthia, Mirian, Bienvenida, Maria, Agripina, Flavia, Maria, Maria, Estela, Mirtha, Mirian, Lidia, Nancy, Fatima, Carmen, Maria, Laura, Dionisia, Olga*
* not pictured
The "Caprichosas" group is currently undergoing the poverty elimination survey, in order to establish the personal situations of each of the members. All of the members are from the city of Luque and all have a great fighting spirit, and are putting in the maximum effort in order to achieve their goals.

Cynthia is one of the members. According to the poverty elimination survey, she is at level one, meaning that there are many points that she needs to improve and where she needs to put in a lot of effort. Cynthia sells drinks and consumable goods and, with this work, she has the means to be able to help her family. She is very hard-working and feisty, and wants to continue to improve every day.

Cynthia is applying for this loan in order to buy drinks, baked goods, meat, and preservatives. This will help her to make her business plan a reality, which will help her to improve her income.
View original language description ↓
Las caprichosas está haciendo la encuesta de eliminación de la pobreza, para poder conocer la situación en la que se encuentra cada una de las integrantes, son de la ciudad de Luque, todas ellas tienen un gran ánimo de lucha, y se están esforzando al máximo para poder lograr sus objetivos.
Cynthia es una de ellas, quien en su encuesta mostró un nivel de pobreza dentro del nivel uno, lo que quiere decir que hay muchos puntos que debe mejorar y esforzarse mucho. Ella vende bebidas y comestibles, y con estas actividades es que está teniendo los medios para poder ayudar a su familia, ella es una persona muy trabajadora que lucha y quiere seguir mejorando cada día.
La Sra Cynthia solicita de este crédito para la compra de bebidas, panificados, carne, conservantes, lo que le ayudará a tener a concretar su plan de negocio, el cual le ayudará a mejorar sus ingresos.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 87
    View loans »
    Paraguay Loans Fundraising
  • $31,392,000
    Funds lent in using Kiva
  • 4,444.8
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Caprichosas Group's $5,575 loan helped a member to buy drinks, baked goods, meat, and preservatives.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Sep 18, 2013
Currency Exchange Loss:
Dec 17, 2013