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Tembo Mgwaza Group
In this Group: Asha, Maria, Anifa, Winfrida, Beatrice, Titi, Catherine, Amina, Enita, Mwanaali
Asha, who is in her late 40s, is married with five children. Only two are still going to school; the other three are grown-ups. She works from 6:00 a.m. to 10:00 a.m. (four hours) daily and is able to make a fair monthly profit.

This will be Asha’s fourth loan from Tujijenge Tanzania. She used the previous loans to plant and sell more stock of vegetables, which she has been selling door to door. She bought manure for the vegetable garden as well. She has a few local chickens, so she used a part of the loan to buy chicken feed. She is doing great. She used the profit to buy food, paid school fees and also helped her husband with household expenses.

She will use this loan to increase the vegetable stock and to renovate the table top where she will be selling her vegetables. She will not be selling door to door any more. She dreams of having layer chickens. (chickens for laying eggs, so she can sell eggs).

Asha will share this loan with her loan group "Tembo Mgwaza", which has ten members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 53
    View loans »
    Tanzania Loans Fundraising
  • $15,321,450
    Funds lent in using Kiva
  • 1,612.9
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Tembo Mgwaza Group's $5,350 loan helped a member to increase her vegetable stock and to renovate a place where she will be selling her vegetables.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Sep 24, 2013
Currency Exchange Loss:
Feb 17, 2014