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Update on Caroline

Caroline is a woman of 51 years, the mother of one child. She sells cereals in the Nairobi business center. She has been in this business for five years now, and she gets monthly income of KES 19,000.

This will be Caroline's second loan with KADET LTD. She plans to use the entire loan to buy more cereals like rice, beans, and green grams, etc.

In future she wants to improve her family's living standards and educate her child.

Previous Loan Details

Caroline is a fifty year old lady. She is married to her husband, Joseph, and is a mother of one child. She sells beans in Nairobi city centre, She has been in this business for four years and earns a monthly income of 20,000 KES. This will be Caroline's first loan with KADET LTD. She plan... More from Caroline's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 1007
    View loans »
    Kenya Loans Fundraising
  • $43,148,500
    Funds lent in using Kiva
  • 87.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Caroline to purchase cereals such as rice, beans ,and green grams.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2013
Sep 24, 2013
Currency Exchange Loss:
Oct 20, 2014
This photo was used before for a previous loan for Caroline. It was first posted on Kiva on Mar, 2013. Learn More