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Safdar owns a shoe shop in the area of Punjab, Pakistan. He is an active borrower of BRAC, Pakistan. He has a large family, consisting of his wife and seven children. He is the only earning person for his family. His expenses are much higher then his monthly net income. He has to pay for all the utility bills, electricity bills, gas and water bills alone. Beside all these bills, he has to pay for the children's education fee, and he has to meet other family expenditures alone. However, his monthly income is very low to meet all the expenses.

He is planning to add more variety to his shop so that he can increase his selling and net income. However, due to financial constraints he finds it difficult. Therefore, he has requested a Kiva loan from Kiva's field partner BRAC Pakistan to purchase a good variety of shoes to sell. By doing so, he can attract more customers and he can increase his net income and savings as well.

Safdar is very much thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 334
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 105.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Safdar to purchase a variety of shoes to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Sep 24, 2013
Currency Exchange Loss:
Oct 17, 2014