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Navruzbek is 31 years old. He is a father of two children, a loyal husband and a novice businessman. He wants to open his own business in buying and selling livestock in the Pyandj district. Animal husbandry and agriculture are the primary types of business for people in this district. The climate in this district is suitable for agriculture. Using the fact that Navruzbek lives in this district of Tajikistan, he is planning to start his own business. He wants to work himself and provide for his family. Currently, his wife fills the family's budget. She sells various clothing at a market. Navruzbek is requesting this loan to buy several heads of bulls and two cows. With the help of this loan, he would be able to start his business, strengthen it and save money for his children to obtain good education in the city.
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Наврузбеку 31 год. Он отец двоих детей, верный муж и начинающий бизнесмен. Он хочет открыть свой бизнес по купле и продаже скотов в районе Пяндж. Основной вид деятельности людей на районе это животноводство или растениеводство. Климат в этом районе благотворно влияет на сельхозные производства. Пользуясь тем, что Наврузбек живет в таком районе Таджикистана, он собирается начать свой бизнес. Он хочет сам работать и обеспечить свою семью. В данный момент бюджет семьи пополняет его жена. Она продает разную одежду на рынке.
Наврузбек берет кредит для закупа нескольких голов бычков и двух коров. С помощью этого кредита он сможет начать свою деятельность, укрепить бизнес и накопить денег для чтобы дети смогли получить необходимое образования в городе.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 195
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,950 helped Navruzbek to buy cattle in order to start his own business.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2013
Sep 19, 2013
Currency Exchange Loss:
Oct 19, 2013