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Josephine

Update on Josephine

This is Josephine. Her previous loan was a big help in her business. She was able to install fiber optic internet cables at her business.

Josephine would like to apply for a loan of KES 30,000 to buy printer paper and toner cartridges for her business. She looks forward to this financial increase with gladness and thankfulness in her heart.

Previous Loan Details

Josephine is a single woman. She lives in a rental house that has electricity and piped water. Her greatest monthly expense is electricity. Josephine has operated a cyber café offering internet services and photocopying for the last 2 years. With the KES 20,000 she wants to install fiber optic… More from Josephine's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 432
    View loans »
    Kenya Loans Fundraising
  • $38,199,275
    Funds lent in using Kiva
  • 87.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Josephine to buy printer paper and toner cartridges for her business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 5, 2013
Listed
Sep 23, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 25, 2014
This photo was used before for a previous loan for Josephine. It was first posted on Kiva on Apr, 2013. Learn More