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Julia Ondina
Julia is 29 years old and lives with her husband in a common law marriage. They have three children and live in the town of Tela, Atlántida. She has been selling beauty products, clothing, and household articles for four years and is asking for a loan of 10,000 Lempiras to buy clothing (blouses, jeans, shirts, shorts, etc.), household articles (curtains, cameras), and beauty products (tints, foams, shampoos, treatments, etc.). She sells from her home and on order. She is asking for this loan to stock up on products and increase her sales and earnings. Her goal is to grow her business and also to finish secondary school so she can develop in a better way.
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Julia, tiene 29 años de edad, vive en unión libre con su esposo con quien tiene tres hijos y reside en el municipio de Tela, Atlántida. Tiene 4 años de dedicarse a la venta de productos de belleza, ropa y artículos para el hogar. El préstamo que solicita es por 10,000 Lempiras y lo utilizara en la compra de ropa (blusas, jeans, camisas, short etc.), artículos para el hogar (cortina, cameras) y productos de belleza (tintes, espuma, shampo, tratamientos etc.).El negocio lo tiene en su casa y vende por pedidos. Ha solicitado este prestamo para surtir de productos y asi tendrá mejores ventas y ganancias. Su meta es crecer con el negocio y asi mismo poder obtener el titulo de secundaria para desarrollarse de una mejor manera.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.


About Honduras

  • $4,800
    Average annual income
  • 62
    View loans »
    Honduras Loans Fundraising
  • $8,800,875
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Julia Ondina to buy merchandise.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 24, 2013
Sep 18, 2013
Currency Exchange Loss:
Sep 17, 2014