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Aymaritas De Julian Apaza Group
In this Group: Francisca, Teodocia, Julia , Rosenda, Santos , Teodora, Justina, Crestina Julia
The AYMARITAS DE JULIAN APAZA communal bank is beginning its second cycle with Pro Mujer, as part of the Panamericana center. The group is made up of eight members and directed by a board, where Francisca serves as the president. The members’ businesses include a carpentry shop, medicinal products, arts and blankets, jackets, knitted shirts, arts, and wooden doors.

This loan will benefit their small businesses, including Francisca’s, who has been with Pro Mujer for one cycle, having joined on the invitation of a promoter who visited her in her home. She has an awayo and bedding business, having learned the business 30 years ago from watching her friends knit. Once she mastered the techniques, she decided to use them to start a business.

She will use the money from this loan to buy yarn from the large stores in El Alto, and then use it to make her wares. This type of work will allow her to generate income to maintain her household; she is married and has four children.

When asked what she likes about Pro Mujer, she says that she likes the training in heath and finances.
View original language description ↓
La A.C. “AYMARITAS DE JULIAN APAZA” iniciará el segundo ciclo en Pro Mujer, como parte del Centro Focal de Panamericana, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Francisca es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: taller de carpintería, venta de productos medicinales, artesanía en mantas, chamarras, tejido de polainas, artesanía en awayo, puerta de madera.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Francisca es integrante, ella indica que hace un ciclo que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tejido de awayos y camas; este negocio lo emprendió hace treinta años atrás aprendiendo el mismo de sus amigas a quienes observaba tejer, ya adquirida la técnica decide implementarla como medio de generación de negocio.

El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cuatro hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 130
    View loans »
    Bolivia Loans Fundraising
  • $29,659,500
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Aymaritas De Julian Apaza Group's $3,750 loan helped a member to buy yarn.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 29, 2013
Listed
Sep 18, 2013
Currency Exchange Loss:
Covered
Ended:
May 17, 2014