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Janet Aracelli
Janet, 31, is single living in the city of Parcona. She’s very hardworking and enthusiastic and focuses all her efforts into getting ahead. Sadly, due to the lack of resources and because she needed to start working, Janet was unable to study the career of Early Education.

On her own initiative, Janet works as a day laborer on a large agricultural estate in the city. She works every day for about 10 hours and believes she does well because of her dedication and effort.

Janet’s very grateful to Kiva lenders because thanks to the support provided she will buy a stove that will replace her kerosene stove that’s malfunctioning. She will thus be able to continue working and striving to attain her great dream of studying a profession.
View original language description ↓
Janet es una mujer de 31 años, es soltera, vive en la ciudad de Parcona,ella es muy trabajadora, entusiasta, que dedica todos sus esfuerzos por salir adelante, lamentablemente por falta de recursos y por la necesidad de trabajar, Janet no pudo estudiar la carrera profesional de Educación Inicial.
Por iniciativa propia, Janet trabaja como obrera de campo en un fundo agrícola de su ciudad, ella trabaja todos los días por un aproximado de 10 horas y cree que el va bien por su dedicación y esfuerzo.
Janet se encuentra muy agradecida con los prestamistas Kiva,ya que gracias a la ayuda brindada comprara una cocina, la cual reemplazara a su cocina de kerosene que presenta desperfectos, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de estudiar una profesión.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD