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Mahabeena Group
In this Group: Sudeshna, Purnabashi, Sumati, Hemalata, Radha, Sanjulata
Sudeshna lives in the small village of Muniguda in the district of Rayagada, Odisha, India. She is a headstrong and confident lady. She hails from a poor family. The lady sitting third from left in the photo raising her hand is Sudeshna. She is 41 years of age and lives with her husband and 3 sons, aged about 20, 18 and 16 years.

Sudeshna prepares traditional sweets at her home and sells them in the local market. She has done this for the last 25 years with the hand-holding support of her husband. Her sweets shop is located in the main market. She is also selling sweets at home. She gets orders for special occasions and now her sweet items are so popular she is not able to supply everyone, because her sweets preparation is done by herself. Her husband is only selling at the market.

In the year 2009, Sudeshna, along with five women from her village, formed a group to access loans from Mahashakti Foundation to expand their business. Now she wants her fourth cycle loan for the growth of her business, to purchase sugar, wheat, whole wheat, rice powder, spices, etc.

The other five members of the group, Hemalata, Purnabashi, Sumati, Sanjulata and Radha, each want a loan for their "Leaf plate" business. They all have leaf plate businesses but their husbands have different occupations. All six members have the same economic status in society.

Additional Information

More information about this loan

Mahashakti Foundation focuses its work in some of the most underdeveloped districts in Odisha, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for women living in some of India's poorest and most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About Mahashakti Foundation

Mahashakti Foundation is a public charitable trust that provides microfinance and development services in the low-income state of Odisha. Operating in the poorest region of India, the organization strives to serve rural communities, tribal groups and others living on less than USD$1 a day. In addition to microcredit, it also provides micro-savings and micro-insurance products, as well as business development, health, water and sanitation, and food security services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 128
    View loans »
    India Loans Fundraising
  • $5,414,825
    Funds lent in using Kiva
  • 63.3
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Mahabeena Group's $1,275 loan helped a member to purchase sugar, wheat, whole wheat, rice powder, spices, etc.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 29, 2013
Sep 23, 2013
Currency Exchange Loss: