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Bedri is an Ashkali man living in an Ashkali (an Albanian-speaking ethnic minority) community in Kosovo. He is married and has three children between the ages of 6 and 14 years old. At this moment, neither Bedri nor his wife are working, and they receive a regular monthly payment from his brother, who is working and living in Germany to pay for their expenses.

As most of the residents of Ashkali communities, his family lives under extremely poor and unhealthy conditions. His house is very old with old doors and windows. His house needs some serious renovation so the family can live a healthy and normal life, especially with the upcoming cold and rainy weather.

Bedri has requested a loan to replace the doors and windows and paint the house. He hopes this loan will improve the health of his family. He is very grateful to KosInvest lenders for improving the family's conditions and standard of living.

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Kosovo

  • $7,600
    Average annual income
  • 17
    View loans »
    Kosovo Loans Fundraising
  • $1,942,200
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD
A loan of $1,350 helped Bedri to replace the doors and windows and paint the house.
Repayment Term
22 months (Additional Information)
Repayment Schedule
Aug 27, 2013
Sep 23, 2013
Currency Exchange Loss:
Oct 23, 2013