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Dariko is 46 years old, and she lives with her family in Sevan city in Gegharkunik region. Dariko has two children. Her son now is in the Russian Federation for work abroad, and her daughter studies at the Yerevan State Medical University at the paid division. Her husband works as a locksmith. Dariko also has higher education; she has graduated from Yerevan State Pedagogical Institute. For many years, she has worked at the school as a teacher of mathematics, and now she has become the deputy director of the same school.

Dariko asks a loan of 450,000 Armenian drams in order to pay her daughter’s tuition fee, since no matter how hard they try to work, they do not manage to both pay for their daughter's education and provide their family with normal living conditions.

Additional Information

More information about this loan

This loan is part of NorHorizon's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 121
    View loans »
    Armenia Loans Fundraising
  • $14,083,350
    Funds lent in using Kiva
  • 409.4
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Dariko to pay her daughter’s tuition fee.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 30, 2013
Sep 22, 2013
Currency Exchange Loss:
Nov 17, 2014