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Sanavar is a cheerful and very hardworking woman. She is married with children. Sanavar was born and grew up in a rural area. Even as a child she learned the rural work, helping her parents to work in the field in order to have an income for the family. Sanavar married early, as do all the young women in her area. Now she is living and is happy because she has a good and hardworking husband and wonderful children.

To live well in the rural areas requires constant work. Therefore, Sanavar and her husband are constantly busy with some sort of work which brings a good income to the family. Sanavar herself works on a group farm and is involved in sewing all kinds of crops. Her husband works as a mechanic and has his own tractor. Similarly, in order to have more income, Sanavar and her husband are engaged in the fattening and resale of cattle. Today she has about ten heads of cattle. Daily, Sanavar milks the cows and sells 15 liters.

Currently, Sanavar wishes to increase the number of her livestock in order to get more profit and to stock up on essential products and items for the winter. She therefore turned to Arvand and wants to receive a loan to buy cattle. Sanavar is hoping for a positive result and thanks Arvand in advance for providing financial support.
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Санавар жизнерадостная и очень трудолюбивая женщина. Она замужем и имеет детей. Санавар родилась и выросла в сельской местности. Уже с детства она обучалась сельской работе, помогала своим родителям работать на поле, чтобы иметь доход в семье. Санавар рано вышла замуж, как все девушки её местности. Сейчас она живёт и радуется, так как у неё прекрасный и трудолюбивый муж и замечательные дети. Чтобы хорошо жить в сельской местности нужно постоянно работать. Поэтому Санавар и её муж постоянно заняты каким-либо делом, которое приносит хороший доход в семью. Сама Санавар работает в дехканском хозяйстве, занимается посевом разного рода сельскохозяйственной культуры. Её муж работает механизатором и имеет собственный трактор. Также, чтобы иметь больше дохода, Санавар с мужем занимаются откормом и продажей скота. На сегодня она имеет примерно 10 голов скота. Также ежедневно Санавар от этого скота получает и продаёт 15 литров молока. В данный момент Санавар желает увеличить поголовье своего скота, чтобы получить от этого больше прибыли и запастись необходимыми продуктами и вещами на зимний период. Поэтому она обратилась в Арванд и хочет получить кредит на покупку скота. Санавар надеется на положительный результат и заранее благодарит Арванд за предоставляемую финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 156
    View loans »
    Tajikistan Loans Fundraising
  • $29,621,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Sanavar to buy cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2013
Sep 18, 2013
Currency Exchange Loss:
Oct 17, 2014