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Zamira is 52 years old, married and raises five children together with her husband. Zamira has secondary education. As a main income for her family, Zamira works with livestock breeding and field crop cultivation, after having started this business 30 years ago with the purchase of livestock for 5,000 som (KGS). Thanks to Zamira's persistent work, her farm currently has one horse and also a plot of land of the size of 0.40 hectares, on which she every year grows onions, sweet corn and potatoes to sell. The monthly income is 7,000 som (KGS).

With an aim to further develop her business, Zamira turned to the microfinance bank "Bai Tushum & Partners" for a loan in the amount of 40,000 som (KGS), to purchase sheep to fatten and consequently sell at the market at a higher price. Zamira plans to invest the income from the loan in further increasing the number of household animals and plans to save money for building a new barn for the livestock.
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Замире 52 года, замужем, вместе с супругом воспитывают 5 детей. У Замиры - среднее образование, в качестве основного дохода для своей семьи Замира занимается животноводством и полеводством, стартовав 30 лет назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Замиры, в ее хозяйстве на сегодняшний день имеется: 1 лошадь, а также земельный надел размером 0,40 ГА на которой она ежегодно выращивает лук, кукурузу и картошку для продажи. Ежемесячный доход составляет 7,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Замира обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 40,000 сом (KGS) на покупку овец для откорма с последующей реализацией на рынке по высокой цене. Доходы от кредита Замира планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на строительство нового сарая для содержания скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 49.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Zamira to purchase sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 12, 2013
Sep 18, 2013
Currency Exchange Loss:
Jan 18, 2015