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Martha Cecilia
The "Las Luminosas" communal bank meets every fifteen days in Las Palmas del Cantón Montecristi. This area is known for its rich precolonial culture and for its artisan crafts, which are recognized nationally and internationally.

Martha, 39, lives in this area. She is single and lives in her parents' house. She has been with the communal bank since its foundation, and she enjoys it because the loans allow her to finance her business.

Martha and her parents opened a grocery store in their community twenty years ago. With their effort and work, they have managed to grow their store, especially since they have been receiving these loans. They sell all kinds of products in the store, such as rice, sugar, oil, detergent, legumes, vegetables, and fruit, as well as candy, honey and other typical products from the province. She takes advantage of the opportunity to sell these products to people who are passing through the town on their way to other cities. She works every day from 6 a.m. to 8 p.m., and sometimes even later. Her parents work with her, since this is their family business.

She will use this loan to stock her store. She will buy rice, sugar, oil, candy, and other goods that she sells in the store. Her goals are to continue making progress with her business and for the store to grow every day.
View original language description ↓
EL Banco Comunal Las Luminosas se reúne cada quince días en el en el sitio las Palmas del Cantón Montecristi, lugar conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional.

En este lugar vive la señorita Martha, tiene 39 años de edad, está soltera y vive en casa de sus padres. Esta desde el inicio en el Banco Comunal y le gusta porque los créditos le permiten financiar su negocio.

Doña Martha junto a sus padres desde hace mas de 20 años instalaron una tienda de víveres en la localidad, la misma que a punta de esfuerzo y trabajo han logrado incrementarla y aun mas desde que reciben los créditos, allí vende todo tipo de productos, como arroz, azúcar, aceites, detergentes, legumbres, verduras y frutas, además de dulces, miel de abeja y otros productos típicos de la provincia. Ella aprovecha para vender estos productos a personas que pasan por esta localidad rumbo a otras ciudades, trabaja todos los días desde las 6h00 hasta las 20h00 y a veces hasta más tarde, sus padres trabajan junto a ella ya que es el negocio de la familia.

Este crédito lo va a emplear en surtir mas su tienda, va a comprar arroz, azúcar, aceite, dulces y otros víveres que vende en su local.

Sus metas son seguir adelante en su negocio y que su tienda crezca cada día más.

About Ecuador

  • $10,200
    Average annual income
  • 59
    View loans »
    Ecuador Loans Fundraising
  • $23,539,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $950 helped Martha Cecilia to buy rice, sugar, oil, candy, and other goods.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 26, 2013
Listed
Sep 17, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2014