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Fátima Livida
The Las Luminosas [Shining Stars] Communal bank meets twice a month in Las Palmas in the Montecristi Canton, an area known for its rich precolonial culture and its nationally and internationally famous handicrafts.

This is where 30-year-old Doña Fátima and her husband live. The couple has three children, ages eleven, seven, and three. The two older children are in school and their father works as a driver.

Doña Fátima is a stay-at-home mother who also works selling sliver earrings, costume jewelry, and Yanbal products (beauty products, cosmetics, perfume, and women's accessories). This work provides Doña Fátima with her own income and allows her to help her husband with household expenses. Doña Fátima has for seven years sold these goods door-to-door in her town three or four days a week. She sells products on credit and collects payment every eight days. Doña Fátima has gained many customers over the years and her most popular products are the high quality perfumes she sells.

Doña Fátima will use funds from this loan to purchase perfumes, creams, cosmetics, and silver earrings. She has been a member of the communal bank for three years and is pleased that loans have helped her a great deal.

Doña Fátima's ambition is to have her own boutique.
View original language description ↓
EL Banco Comunal Las Luminosas se reúne cada quince días en el en el sitio las Palmas del Cantón Montecristi, lugar conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional.

En este lugar vive la señora Fátima, tiene 30 años de edad y mantiene una relación de unión libre de la cual tiene tres hijos de 11, 7 y 3 años, los dos mayores estudian en escuela. El marido es chofer.

Doña Fátima es una ama de casa que para obtener sus propios recursos y con esto poder ayudarle a su esposo en los gastos del hogar se dedica a la venta de aretes de plata, bisutería y productos Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Su forma de venta es puerta a puerta, ella sale tres o cuatro días a la semana por su localidad ofreciendo sus productos los mismos que deja a crédito y cobra cada ocho días. Tiene 7 años que se dedica a esta actividad por lo cual tiene mucha clientela, lo que más vende son los perfumes ya que son muy buenos.

Este crédito es para comprar perfumes, cremas, cosméticos y aretes de plata. Lleva tres años en el Banco Comunal y le gusta porque los créditos le ayudan mucho.

Su sueño es tener una boutique.

About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,216,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Fátima Livida to purchase perfumes, creams, cosmetics, and silver earrings.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 26, 2013
Listed
Sep 17, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2014