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Carmen Martha
The Communal Bank Las Luminosas meet every fortnight in Las Palmas in the area of Montecristi, an area known for its rich precolonial culture and for its crafts which are well known on a national and international level.

Carmen lives here, she is 24, she is married and has two children from this relationship aged 7 and 3. The eldest child is at school and the youngest goes to nursery. Her husband operates heavy machinery.

Carmen, with the aim of earning something for herself, prepares and sells food. Every afternoon she sets herself up in a small shop in her home on vía Portoviejo Manta where there are many passersby. She sells rice stew, meat and roast chicken wings, which are a favourite of her customers as she adds a special touch to the dishes that make them very special. She accompanies her dishes with various fizzy drinks and fruit juices that she makes herself. She started her business a year ago with the first loan that she received from the Communal Bank and now it allows her to earn something for her family's well-being.

This loan is to buy ingredients to prepare the dishes. She has been a member of the Communal Bank for a year and likes it as it allowed her to start her business.

Her dream is to have a great restaurant.
View original language description ↓
EL Banco Comunal Las Luminosas se reúne cada quince días en el en el sitio las Palmas del Cantón Montecristi, lugar conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional.

En este lugar vive la señora Carmen, tiene 24 años de edad, está casada y de esta relación tienen dos hijos de 7 y 3 años, el mayor estudia en escuela y el más pequeño esta en inicial. Su esposo es operador de maquinarias pesadas.

Doña Carmen con la finalidad de ganarse algo por su cuenta se dedica a la preparación y venta de alimentos, ella todas las tardes instala un pequeño local en su casa que queda en plena vía Portoviejo Manta lugar por donde pasan muchas personas, allí ella vende arroz con menestra, carnes y alitas de pollo asadas lo cual es la delicia de sus clientes ya que ella les pone un toque especial a sus platos lo cual le hacen muy especial, acompaña sus platos con sodas de varios sabores o jugos naturales que ella mismo prepara, empezó su negocio hace un año con el primer crédito que recibió del banco y ahora le permiten ganar algo para el bienestar de su familia.

Este crédito es para comprar víveres para preparar los alimentos, lleva un año en el Banco Comunal y le gusta porque así empezó su negocio.

Su sueño es tener un gran restaurante.

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,193,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $950 helped Carmen Martha to buy food.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 26, 2013
Listed
Sep 17, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2014