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Karen Sofia
The “Al Progreso” (To Progress) communal bank meets every fifteen days in Montecristi Canton known for its rich pre-colonial culture and for its crafts that are renown nationally and internationally; it’s where the famous straw hats come from.

Karen, 24, lives here. She’s single living in her parents’ house and about to finish her career in Communications at a university in Manta. In addition to her studies, she also sells all types of cloths and costume jewelry of the Vizzón brand. She sells door to door and also at the university where she’s attending classes. She sells to her classmates and acquaintances and also takes advantage of her free time to sell. She sells on credit and collects every fifteen days. She receives her merchandise at home from a woman who delivers it to her there. She’s been in this activity for five years and is able to pay for her studies that way.

She will use this loan to buy more merchandise like pants, blouses, t-shirts and costume jewelry. She’s been in the communal bank for 5 years and likes it because thanks to the loans she’s has been able to open a business that provides her with income to pay for her schooling. Her dream is to become a professional.
View original language description ↓
EL Banco Comunal Camino Al Progreso se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señorita Karen, tiene 24 años de edad, está soltera y vive en casa de sus padres, ella está por terminar su carrera de Lic. En Comunicación en una Universidad de Manta.

Además de dedicarse a sus estudios también dedica a la venta de ropa de todo tipo y bisutería de la marca Vizzón, su forma de venta es puerta a puerta y también vende en la universidad donde estudia a sus compañeras de clases y conocidos, también aprovecha todos sus ratos libres para realizar sus ventas. Deja a crédito a sus clientes y cobra cada quince días. Su mercadería la recibe en su casa ya que una señora le entrega allí. Tiene 5 años que se dedica a esta actividad con la cual saca adelante sus estudios.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y bisutería. Lleva en el Banco Comunal 5 años y le gusta porque gracias a los créditos ha podido emprender un negocio que le da para solventar los gastos de sus estudios.

Su sueño es ser una profesional.

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About Ecuador

  • $10,200
    Average annual income
  • 36
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Karen Sofia to buy clothes and costume jewelry.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 30, 2013
Listed
Sep 17, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2014