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Senam's Group
In this Group: Senam , Francisca, Esther
This group is composed of three members, all women. The leader is Senam, who is a 40-year-old married woman with three children. She works selling both fresh and smoked fish door-to-door.

Senam is requesting a loan to purchase two cartons of fish, one of which she will smoke and the other she will sell fresh. This will be her fourth loan from ID-Ghana and she hopes to continue to improve her business. Senam is a very hardworking person and she feels happy for the opportunity provided to her and her group members, who sell second-hand clothing and slippers. Her group will need a total loan of 2,350 GHS to improve their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 36
    View loans »
    Ghana Loans Fundraising
  • $11,598,000
    Funds lent in using Kiva
  • 2.2
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Senam's Group's $1,100 loan helped a member to purchase two cartons of fish to smoke and sell.
95% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 12, 2013
Sep 21, 2013
Currency Exchange Loss:
May 17, 2014