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Jowe has a business selling used clothes. She has been in this business for five years. She works in a shop seven days out of every week, and she sells to all categories of people on a retail basis. She generates additional income through frying snacks and edible products, like samosas, chapatti and donuts. Her major business challenges include seasonality and defaulters.

She has applied for a loan of 600,000 Uganda shillings from MCDT SACCO. She will use the loan to buy more bales of used clothes to sell. She aspires to become a wholesaler, and also to start importing used clothes.

Jowe is married and has four children, and all her children go to school. She doesn’t take care of additional family members. She resides in her own house, and the family has access to electricity and piped water. Her monthly expenses include school fees, utility bills, and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 286
    View loans »
    Uganda Loans Fundraising
  • $31,111,650
    Funds lent in using Kiva
  • 2,574.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Jowe to buy more bales of used clothes to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 11, 2013
Sep 21, 2013
Currency Exchange Loss:
Feb 17, 2014